When I spoke to my bank and told them that my store was booming, they asked me for my past three years tax returns, paystubs and a recent pro-forma. My accountant said it would take a week to get everything together and then another two months before I could even get an answer. In the real world, time is of the essence and a Merchant Cash Advance gave me what I needed- when I needed it!
When my oven broke I was told that I would need $6,000 to fix it. In addition my partners were draining my cash flow and I knew I needed help. When I received my Merchant Cash Advance I was able to fix my equipment and pay off my partners all in one shot.